Frequently Asked Questions

Each lender has its own qualifications for a loan. The minimum qualifications include: having a valid bank account, making at least $1,000 a month, being a U.S. citizen, being at least 18 years old.
Most Lenders allow you to make your application over the phone but please note, that being an online business, some may prefer to speak to you only once an application has been submitted online.
Lenders may have differing repayment models so you must ensure you ask what their practice is before you agree; usually, payment is made automatically via a debit agreement agreed by you during the application.
It would be highly unusual for a Lender to contact your Employer but some may try to contact you at your place of work to verify that your Application details.
All applications which meet the basic criteria will be considered by the Lenders featured on this Comparison Site.
We do not require you to print or fax anything, some lenders may request additional paperwork that may need to be printed or faxed.
When receiving terms and conditions from your lender, your lender will give you a due date for your loan. On that day, your lender may debit the money from your account.
Each lender has different policies on late payments. Please review the terms and conditions sent by your lender to understand your lender’s late payment policy.
This varies from Lender to Lender with some having no fees at all. Please ensure you check carefully what, if any, fees are applied for Administration, Bank Processing etc before you sign any loan offers.
Our service is free! However, each of our lenders set its own rates and fees. If you are approved for a loan, your lender will send you information about their rates and fees.